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Notes on Housing Provident Fund Transfer

Notes on Housing Provident Fund Transfer

I. If an employee is transferred to another country and his / her residence is moved out of Changsha, the balance of the personal housing provident fund account can be withdrawn and cancelled.

Must provide: 1. Original ID and photocopy; 2. Original order and photocopy of transfer order or termination of labor relationship with the original unit; 3. Original and photocopy of residence registration certificate (for non-city employees who leave the city, Provide the original and photocopy of the household registration book); 3. “Application Form for Extraction of Housing Provident Fund for Employees of Units Directly under the Province of Hunan Province” in duplicate (with the original administrative seal or special financial seal); 4. Sunshine Housing Provident Fund Card.

2. Employees' work transfers that do not meet the conditions for withdrawal and cancellation of households may apply for transfer procedures, transfer the housing fund reserve balance in the account in full, and cancel the original personal housing fund account:

Four copies of the "Notice of Transferring Housing Funds to Employees of Units Directly Under the Province of Hunan Province" (with official seal or special financial seal of the transfer-out and transfer-in units)

2. More than one period of normal repayment;

3. There were no overdue debts at the time of application and there were no overdue records for more than three periods within one year. 3. Business description: Employees who have handled the "annual hedging loan repayment" business can apply for "monthly hedging loan repayment" business; those who have already handled the "monthly hedging loan repayment" business are eligible for the "annual hedging loan repayment" business, Can apply for "annual hedging loan repayment" business. Fourth, the process:

1. Eligible customers apply to the Central Credit Department from 5th to 15th of each month and fill out the "Approval Form for Application for Prepayment of Personal Housing Provident Fund Loan"; 2. The guarantee company checks the overdue situation and the Ministry of Credit approves and stamps;

3. The central user department's loan repayment counter handles the provident fund withdrawal and loan repayment procedures, fills in the relevant forms, and receives the receipt.

"Approval Form for Advance Repayment Application" (collected directly at the counter of the Ministry of Credit), "Examination and Approval Form for Housing Provident Fund for Units Directly under the Province of Hunan" (unit seals, the amount is not filled)

(1) The internal transfer of the provincial direct center must provide: 1. Original ID and photocopy of the ID card; 2. V. Information required by the customer: ID card and photocopy, "Personal Housing Provident Fund Loan

(2) To be transferred out of the Provincial Straight Center, the following must be provided: 1. Original ID and photocopy; marriage certificate (for spouse) and photocopy. 2. The original and copy of the labor contract or the labor contract signed with the new unit; 3. Four copies of the "Notice of Transferring Housing Funds of Employees in Direct Units in Hunan Province" (with the official seal or special financial seal of the transfer unit); 4. Transfer into The account name, account number, and account bank of the local housing provident fund management center.

Tips for withdrawing provident fund for dibao and major diseases

Precautions for handling the withdrawal: The withdrawal formalities should be handled by the applicant himself or his unit's administrator to hold the administrator's certificate. When entrusting a spouse, the original and photocopy of the identity card and marriage certificate or household register of both parties must be provided. In the case of entrusting others, the trustee must provide the original and photocopy of the identity cards of both parties and the legal power of attorney notarized by the notary office. After the extractor completes the withdrawal procedures two days, the holder of the Sunshine Housing Provident Fund card with the modified initial password will go to any Everbright Bank outlet or UnionPay's ATM to process the withdrawal.

Enjoying the minimum living security for urban residents 1. Residents' minimum living security payment certificate; Sunshine Housing Provident Fund Card, Identity Card, and Application Form for Housing Provident Fund Withdrawal (in duplicate, stamped with the official seal of the unit or the financial seal).

Suffering from a major illness Certificate of diagnosis of major diseases that meets the regulations of the medical insurance department (issued by the hospitals above the county level; 2. Treatment invoices;

2. Sunshine Housing Provident Fund Card, Identity Card, and Application Form for Housing Provident Fund Withdrawal (in duplicate, stamped with the official seal of the unit or the financial seal). Detailed Implementation Rules for the "Annual Hedging Repayment" Business

According to the “Notice on Adjusting the Related Policies of Housing Provident Fund” issued by Xiangzhi Asset Management [2008] No. 16, the center has started the “annual hedging and repayment” business since January 2009, that is, employees who have applied for provincial housing provident fund loans. I and my spouse's reserve

All housing fund withdrawal procedures for paying off the provident fund loan in advance

According to relevant regulations: Customers who have applied for housing provident fund loans can withdraw the provident funds of themselves and their spouses when all the principal and interest of the provincial direct housing provident fund loans are settled in advance. The processing time is Monday to Thursday 9:15 to 15: 00-12: 00, 13: 30-16: 00 The specific process is as follows:

1. The customer goes to the counter of the credit department of the central business hall to handle the approval procedures for advance repayment. 2. The customer goes to the central user department to handle the provident fund withdrawal procedures (remittance and withdrawal business No. 4).

1. Information to be provided by the client: "Examination and Approval Form for Provident Fund Withdrawal" in triplicate (with the official seal of the unit, the amount is not filled); ID card and photocopy; "Approval Form for Prepayment of Personal Housing Provident Fund Loan" and photocopy; Marriage certificate or family register (for spouse) and photocopy.

2. The user department approves, prints all the loans to pay off the computer bill, and handles the provident fund withdrawal business.

① If the balance of the client's (and spouse's) provident fund is greater than or equal to the principal and interest of the provident fund loan owed, the withdrawal procedure shall be directly processed, and the amount of withdrawal shall be equal to the principal and interest of the provident fund loan owed, and the loan shall be fully paid off;

② If the balance of the client's (and spouse's) provident fund is less than the principal and interest owed by the provident fund loan, the client can choose two methods to handle the withdrawal of the provident fund: First, the balance other than the balance of the provident fund account will be sent to Shanghai Pudong Development Bank Changsha Furong on the same day The sub-branch (next to the central business hall) VIP counter handles cash payment procedures, or transfers money from another bank to the designated account of the center at SPD Bank, with the payment receipt or receipt receipt to the central remittance and withdrawal business counter No. 4 Clear the loan; second, the customer takes the fund transfer check issued by the CPF to the CPF deposit bank, and then to the CPF loan bank

If the total balance in the gold account exceeds 30,000 yuan, you can apply for withdrawing the balance of the housing provident fund, pay the balance and settle the loan. It is used to partially repay the loan principal in advance.The implementation rules are formulated as follows:

I. The processing time of the "annual hedging loan repayment" business: Beginning in January 2009, the normal business hours from the 5th to the 15th of each month shall be processed once within a year. 2. Conditions for "annual hedging loan repayment" business:

1. For employees of provincial housing provident fund loans, the total balance in the account of the provident fund account of me or myself and his spouse exceeds 30,000 yuan; (The spouse provident fund deposited in other centers is not within the total range)

Notice for renting out provident fund

Precautions for handling the withdrawal: The withdrawal formalities should be handled by the applicant himself or his unit's administrator to hold the administrator's certificate. When entrusting a spouse, the original and photocopy of the identity card and marriage certificate or household register of both parties must be provided. In the case of entrusting others, the trustee must provide the original and photocopy of the identity cards of both parties and the legal power of attorney notarized by the notary office. After the extractor completes the withdrawal procedures two days, the holder of the Sunshine Housing Provident Fund card with the modified initial password will go to any Everbright Bank outlet or UnionPay's ATM to process the withdrawal.

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